Corinth Floodplain Informational 

Lynchburg Creek Floodplain Update

Corinth Edited

Notice: The Engineering Division is hosting a public meeting regarding the preliminary flood insurance rate maps on Thursday, January 31, 2019 at 5:30 pm at City Hall. The presentation will begin at 6:00 PM. In addition, city staff will be presenting an overview of a potential flood mitigation project along Lynchburg Creek. The City has submitted the project for a grant opportunity and if awarded this project will have the potential of reducing the flood risk on many of the properties along Lynchburg Creek.

To determine if your property is likely within or near the Special Flood Hazard Area (SFHA), also known as the area inundated by the 1% annual chance Base Flood, use the City’s Interactive Geographic Information System Map. The maps are the result of updated studies of the floodplain conducted by Federal Emergency Management Agency (FEMA).

Directions on how to view the SFHA on the City's Interactive GIS Map.

The preliminary maps change was posted to the Federal Register on December 3, 2018 for a 90-day comment period that ends on March 4, 2019.  If your structure is being added to the floodplain, it is highly recommended to obtain flood insurance prior to the preliminary maps becoming effective in order to potentially save money on your annual rate. We anticipate the preliminary maps to become effective sometime afterthe comment period ending.

·        To learn more information about flood insurance please visit www.floodsmart.gov   

·        To see the preliminary maps, visit https://hazards.fema.gov/femaportal/prelimdownload

The City of Corinth’s current FIRM became effective April 18, 2011 as issued by FEMA. The current FIRM with Letters of Map Revisions (LOMRs) can be viewed in the following ways

·      By visiting FEMA’s websites

o  https://www.fema.gov/preliminaryfloodhazarddata

o  Map Service Center https://msc.fema.gov

§ For Interactive map select “Go To NFHL Viewer”

SFHA and Base Flood Elevation determinations based on the FIRM and LOMRs may be obtained by calling the Floodplain Administrator in the City of Corinth Engineering Department at (940)498-3265.  Also, building elevation certificates for your property may be available from the City.  If your home is within a SFHA an elevation certificate may be able to prove that your finished floor is higher than the floodplain and thus reducing your flood insurance costs.

The City of Corinth hereby informs all inquirers of the mandatory flood insurance purchase requirement for all federally backed mortgages with structures located in the SFHA/Floodplain. Please note that a property not in the SFHA as shown on the FIRM may be still at risk of flooding from a local drainage situation not shown on the FIRM and/or from a flood greater than those eventsas shown on the FIRM.  Therefore, the determination assistance provided by the City does not create liability on the part of the City or any officer or employee of the City for issues that resultfrom reliance on the FIRM information.

For more information  see Why you need Flood Insurance and FEMA.gov pamphlet providing detailed information about Flood Insurance.

For those properties that are being added to the floodplain (zone x to zone A, AE, AO) please investigate grandfathering rules for obtaining flood insurance.  Insurance obtained before maps become effective will allow for a graduated step plan for these properties that are added to the floodplain.  To find out specifics for your property you will need to contact a flood insurance specialist through your homeowners insurance.

Grandfathering. An exemption based on circumstances previously existing. Under NFIP statutory grandfathering, buildings located in Emergency Program communities and Pre-FIRM buildings in the Regular Program are eligible for subsidized flood insurance rates. Under NFIP administrative grandfathering, Post-FIRM buildings in the Regular Program built in compliance with the floodplain management regulations in effect at the start of construction will continue to have favorable rate treatment even though higher Base Flood Elevations (BFEs) or more restrictive, greater risk zone designations result from Flood Insurance Rate Map (FIRM) revisions. Policy holders who have remained loyal customers of the NFIP by maintaining continuous coverage (since coverage was first obtained on the building) are also eligible for administrative grandfathering.


For additional Information regarding flood insurance contact the following: 


Gilbert L. Giron, CFM

Regional Flood Insurance Liaison

Gilbert.giron@fema.dhs.gov

940-383-7253